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According to the National Safety Council, accidents are the leading cause of death for people under 40 years of age. When you are seriously injured, it can seem like your world is caving in around you. The hospital may be harrassing you to pay medical bills, while your insurance company only wants to pay the minimum. In those cases, it is important to consult a personal injury lawyer, someone who specializes in helping injury victims get what is rightly owed to them.